MYSALAM EXPANDS COVERAGE FOR 50 CRITICAL ILLNESSES

KUALA LUMPUR, April 8 (Bernama) -- mySalam, Malaysia’s national takaful protection scheme for the B40 community, has expanded its coverage to include 50 critical illnesses, up from 45 previously.

Great Eastern Takaful Bhd Head of mySalam, Syuhaib Ithnin said the coverage for the new critical illnesses includes rare diseases, making it the first takaful scheme in Malaysia to provide financial assistance to individuals diagnosed with such conditions.

He said the expanded coverage now includes mental disorders such as Schizophrenia and Bipolar disorder, blood disorders including Thalassemia Major and Aplastic Anemia, Chronic Skin Diseases such as Psoriasis and Pemphigus Vulgaris, as well as Rheumatoid disorders like Rheumatoid Arthritis.

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“With the expansion of mySalam’s coverage to include more critical illnesses, we are reaffirming our commitment to providing meaningful financial protection to Malaysia’s most vulnerable communities.

“The inclusion of rare diseases is a milestone that ensures greater healthcare accessibility for those who need it,” he said in a statement today.

The mySalam is a takaful protection scheme, under the Malaysian Ministry of Finance (MOF) through funding by mySalam Trust Fund and is fully managed by Great Eastern Takaful Berhad.

Since its launch in 2019, Syuhaib said mySalam has played a pivotal role in providing financial assistance to eligible Malaysians affected by critical illnesses or hospitalisation.

The scheme offers a one-off RM8,000 claim payout to individuals diagnosed with any of the covered illnesses, alleviating the financial strain associated with medical treatment and income disruption. Additionally, beneficiaries are entitled to a daily hospitalisation benefit of RM50 for up to 14 days per year, amounting to a maximum of RM700 annually.

He said that as of Dec 31 last year, mySalam has disbursed RM1.1 billion in claims and extended financial assistance to over 1.6 million Malaysians.

To date, 143 mySalam kiosks are available at general hospitals nationwide for on-ground assistance, he said, adding that eligible individuals are encouraged to check their eligibility and submit claims by visiting www.mysalam.com.my.

-- BERNAMA